Terms of use

Effective: 6 October 2026

These terms apply to your use of utilitybranchpath.click operated by Branch Creative Finance Co., Ltd. (บริษัท Branch Creative Finance จำกัด), TIN 0105736218945, 52/7,Nimmanahaeminda Road,Mueang Chiang Mai,Chiang Mai,50200, Thailand. Contact: info@utilitybranchpath.click, +66-53-218-647.

Website purpose

The site describes financial planning consultations for creative professionals. Content is general information, not personal financial, legal, or tax advice. Advice tailored to you requires a separate engagement confirmed in writing.

Inquiries

Submitting the contact form does not create a client relationship. We may decline engagements that fall outside our scope or capacity.

Accuracy

We aim for truthful, non-exaggerated descriptions consistent with Thai consumer protection expectations. You are responsible for information you provide to us.

Intellectual property

Site text and layout are owned by us or licensed for our use. You may view and print pages for personal reference. Do not scrape or republish bulk content without permission.

Limitation of liability

To the extent permitted by Thai law, we are not liable for indirect losses arising from use of this website or reliance on general information here. Nothing limits liability for fraud or wilful misconduct.

Governing law

These terms are governed by the laws of Thailand. Courts in Chiang Mai shall have non-exclusive jurisdiction unless mandatory consumer rules provide otherwise.

Changes

We may update these terms by posting a new version on this page.